• synchrony bank reconsideration linesynchrony bank reconsideration line

      on what to do if your credit card application is denied. Synchrony Banks CDs with durations of three months to nine months pay slightly less than Synchrony Banks high-yield savings account, while CDs of 12 months or longer duration pay 2.25% to 5.00%. The Synchrony Bank Money Market Account (MMA) offers 2.25% APY with no minimum balance. Editorial Note: We earn a commission from partner links on Forbes Advisor. I got through. You may want to hire a professional before making any decision. She said she couldn't. Although you'll receive a letter in the mail with this information, you can also get the denial reasons when you call. But the card issuers, in a short period of time can hurt your credit score and make you look desperate for credit. I have had credit for xx years with xx open tradelines with perfect payment history. 180 days of simple interest at the current rate. If you are leaning against calling a credit card reconsideration line or you called and were given a definitive no on your application, you still have options to consider. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. 2. That said, there is an exception to the six-month rule. You can deposit money into your Synchrony Bank account in a few different ways: Ben Gran is a freelance writer who covers personal finance and financial services. All rights reserved. When you click Submit, you will be signed into Mover Hub by Synchrony HOME and given access to gated content. Save: This credit card has one of the longest intro 0% interest periods around, More: Save while you pay off debt with one of these top-rated balance transfer credit cards. If youre taking another look at your finances, it may be time to rethink how youve been approaching your budgeting.Go back to basics with our short refresher and see whats best for your plan. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It appears I was denied after you pulled my Fcredit report. In addition to writing for Forbes.com, Aaron is a full-time professional advisor to Fortune 500 companies at a global consulting firm. 48 Months Interest Free Financing*. Calls about credit can be tense for everyone, and that is why it is important to be extra polite to the person you are talking to. A physical letter is the least effective means of getting a credit reconsideration. Plus, what do you have to lose at that point? It's also simply the right thing to do. Therefore, be selective with your credit applications and keep the lessons of this guide in mind. The Forbes Advisor editorial team is independent and objective. (800) 889-9939 HT to flyertalk for this information. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Some banks, like American Express, will give you the option to open a chat window from every page with a chat button in the bottom corner of your screen. In fact, a card issuer can deny your application because of too many recent hard inquiries. Some banks offer an online chat option to prospective customers. Does anyone have a backdoor number for them? I just hate that they dont even give you a chance to explain. That could be bonus rewards in a big expense category of yours, a balance transfer offer to help you save on credit card debt, free checked luggage with an airline you use often, or almost any other feature the card has. Any communication you receive regarding your application should be gathered in preparation for your reconsideration call. Does Getting A New Credit Card Hurt Your Credit? Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Theres no guarantee that calling a credit card reconsideration line will work, but its always worth a try if you believe you are eligible for a card that you really want. A friendly greeting will set a good tone for the rest of the call, so make sure that's how you start. Penalty Amounts. Performance information may have changed since the time of publication. You will notice I have no other late payments, collection accounts or, general negative items on my report. Even so, it's always worth a phone call to see if anything can be done. I paid the balance on the bill, for some reason they reported $54 to a collections agency (which has never contacted me). One card. I have young kids and not ready to buy the good stuff yet. The ideal cardholder for a credit card company is someone who uses their card regularly, pays on time, and avoids racking up debt that they can't pay off. In the case of Synchrony Premier, the reconsideration line is the same as the general Synchrony Bank customer service number. It's unlikely a reconsideration line will be able to overturn a decision. But that effect can be compounded by multiple hard pulls in a short period of time. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Find promotional financing on routine maintenance and unexpected repairs for your car, truck or RV. Thanks to the Fair Credit Reporting Act, you may have received an adverse action letter from the credit company that denied you. None of this worked with Wells Fargo or Capital One. When your credit card application is denied, it doesnt show up on your credit report. Hear from up-and-coming artists on original tracks sharing the cycle of financial empowerment. A bank may reconsider your credit application, even if you are initially denied. If you sound like you're excited about getting the card, you'll seem more like that ideal cardholder. Earn interest and access cash via ATM, online, and more. This answer was first published on 01/27/22. Manage your account, pay your bill, and more. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive Electronics & Appliances Flooring All rights reserved. A graduate of Rice University, he has written for several Fortune 500 financial services companies. Find promotional financing for home improvement, repair or renovation projects. 1 Synchrony HOME Locations She is the founder of Club Thrifty and co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life Youll Love.". Click here to see a list of advertisers that we work with. If you're not instantly approved for the card, you might have to wait 7-10 business days to receive a decision in the mail. At this point, you explain why you're calling and how the representative can hopefully assist you. 365 days of simple interest at the current rate. I told her that if the company had any issues with what they saw on my report I would like the opportunity to explain. Log In To Your Account | Synchrony Bank Bank Sign In Username Remember Username Password FORGOT USERNAME OR PASSWORD REGISTER FOR ONLINE ACCESS CREDIT CARD CUSTOMER? In that case, you could consider calling Chase to see if it will let you exchange one credit card for another in the form of an upgrade. But the card issuers hard inquiry, or credit check, does and too many of them in a short period of time can hurt your credit score and make you look desperate for credit. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent. You should wait six months to one year between credit card applications in most cases, regardless of whether your last application was approved or denied. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. I tried the methods listed with both, they claimed unless there is something inaccurate on file, they are unable to reconsider. It appears I was denied after you pulled my Fcredit report. Alternatively, you can call the bank and request reconsideration. Synchrony Banks IRA money market and CD accounts offer competitive APYs, but make sure any decisions about where to put your retirement savings consider a full range of factors such as your time horizon, your risk tolerance and whether you need investment growth or immediate income. Sometimes a credit card application doesn't go your way. Transunion and Experian have already deleted, and Equifax should be removing it anytime. If there is an obvious reason why you might have been denied, such as you mistyped your income information on the form, if you recently moved or if you forgot that you had your credit report frozen, you might want to mention that. Reconsideration Line: 866-224-8555 General Account Line: 866-458-8805 To check the status of your Bank of America credit card application, you can call the application status line. How long should I wait to apply for another credit card after being denied? Do Not Sell or Share My Personal Information. For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. It's easy. Discover the choices you have when it comes to paying for your purchases with Synchrony. I tried this and still got denied. AC outage or furnace on the fritz? Or if you have another Chase card currently, you can try calling the number on the back of your card. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. I have a 775 credit score, but missed 2 payments about 4 years ago. It will NOT be published. This includes shifting credit amounts from one card to another or even closing out a credit line. Once you have been connected to a representative, often called a credit analyst, you will have a chance to say why you would like your application reconsidered. Credit Card Reconsideration Letter If your credit card application is denied, you will usually get a notification shortly after submitting your application that you'll receive a letter within. Application Status for Wells Fargo American Express: Note explicitly in your letter that you do not want your credit checked again. It is better not to mention the sign-up bonus at all in order to avoid looking like one of these people. If your credit application has been denied and youre not sure about your options, dont give up! Re: Synchrony Recon Question Feels like more of a verification issue. No responsibility will be taken by the bank advertiser for these comments. Try them if you have one close by. 2023 Forbes Media LLC. When you call this number, youll either be given the opportunity to escalate your case, or discuss your case immediately with a representative over the phone. Search for your banks contact us or customer support pages to find any available chat options. Remember that credit card companies are looking for people who will use their cards regularly and keep them open long term. Mountain bikes, camping gear or exercise equipment, find the promotional financing you need to score the sporting goods and outdoor gear you want. You can find the numbers to call in this article or on the letter you received when your credit card application was initially denied. The Synchrony Bank Money Market Account (MMA) offers 2.25% APY with no minimum balance. Explore just some of the specials and discounts offered by Synchrony partners nationwide, online or right in your neighborhood. Plus, you'll pay no annual fee. Synchrony MasterCard Help with your Mastercard All Other Credit Cards Lowe's, JCP, Verizon, etc. Smart features and free tools to help you get the most from your Synchrony credit card. Fees may reduce earnings. Sometimes, even after calling reconsideration, credit issuers can still decide not to approve your application. You will only receive this letter if you were denied based on information from your credit report, so if youre denied for another reason, you may not receive this letter. The letter should be sent to the same address that your notice of denial was sent from. If you were system denied for a card, GE typically doesn't recon. Example: "Bonus cash back on groceries would be great for me, because I've been spending lots of money on those lately.". Finance. With reconsideration requested within 30 days of submitting an application, youll get a second chance at an approval without the hard credit pull that a new application would cause. The convenient transaction limit was imposed by federal Regulation D, in order to minimize the numbers of transactions made from savings deposits (which includes both savings accounts and money market accounts). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. This was due to xxxx. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, Marriott Bonvoy Boundless Credit Card Full Review [2023], Marriott Bonvoy Bold Credit Card Full Review [2023], Marriott Rewards Premier Credit Card Full Review [2023], British Airways Visa Signature Card Full Review [2023]. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). You also can invest retirement savings in Synchrony IRA Money Market Account (individual retirement account) money market accounts or Synchrony IRA CDs. How to Check Your Credit Card Application Status with Major Issuers: Whether youre trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Similarly, if you have too much credit extended to you already, you may be able to transfer part of the credit line from an old card to your new one. Submit your case via planetfeedback.com. One hard inquiry wont hurt your credit score too much scores generally take a hit of a few points for each inquiry. I hope my explanation clears things up so I can be another proud xxxxxx card holder and customer. Was approved for a good amount. Dont know anything left to do. by Lyle Daly | Check out Forbes Advisors list of best cards for bad credit if that describes your situation. Doing more for youwhether online or in the Synchrony Bank appto keep you in control no matter what. American Express, on the other hand, limits welcome bonuses on some of its credit cards to once per lifetime, and Citi will only let you earn the welcome bonus on a new card within its family of brands (e.g. In addition to her articles in Forbes, her work has also been featured by Business Insider, Bankrate, CNN, and Fox Business. Cheering on your favorite team in this month's battle of the brackets? Wallethub doesnt charge for this service. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. I applied on {date of application} and I received a credit card denial {online or by mail or phone}.. Lock in your rate today and make your money work for you. I have disputed this with all three credit bureaus. A denial with GE is just that a denial. Commissions do not affect our editors' opinions or evaluations. See all CD rates and terms offered here. No single credit card is the best option for every family, every purchase or every budget. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if its a close call between approval and rejection. Editorial Note: We earn a commission from partner links on Forbes Advisor. Statistics show that people with six or more hard inquiries on their credit report can be up to eight times more likely to file for bankruptcy than people with no inquiries. Find promotional financing for the perfect engagement ring and other fine jewelry. What is the reconsideration number for paypal credit? Minimum monthly payments required. Find promotional financing on furniture that shows off your style. We'd love to hear from you, please enter your comments. Be prepared to explain the derogs on your report and why you feel you should be approved. If you intend to make more regular transactionsby check or by ATM withdrawalfrom your account, you might be better off with a checking account. yeah you can only recon CL's not denials. Here's exactly what you should say to improve your odds. Barclays has a dedicated reconsideration line, but you may also have success calling the general customer service line. I actually sent them 4 copies of Federal IDs, and a Check Stub from my last payroll and insurance payment copies. It was on my Capital One auto loan. Upgrading means you wont be able to earn the welcome bonus, but you would gain access to all the perks this card offers right away. The Synchrony Bank money market account (like the high-yield savings account) also offers an optional ATM card to access your cash. While the letter I received did not include specific reasons as to why I was denied, I would still like to go over the potentially negative information on my report. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. You may be able to change the credit card issuers mind if you call into its reconsideration line, but its also possible that waiting it out is your best bet. Less convenient transactions, such as those made in person, by mail or by ATM withdrawal were not limited. The man on the phone confirmed they'd received my application & that it was rejected. If you are offered an arrangement that you are uncomfortable with, dont feel pressured to accept it right away. Here are some of the best things you can mention in your favor (assuming they're true, of course): Example: "I'd really like to get this card. Good luck. GET MORE PURCHASING POWER If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. Thanks All! Many banks offer reconsideration via phone or online chat. Hardwoods, laminate, carpet or tile, get the promotional financing for flooring thats the perfect touch for your home. Performance information may have changed since the time of publication. Not all banks offer online chat, but if you are an existing customer, there is a chance that online chat will be available once you log into your banks website. While denials dont affect your credit score beyond the initial credit check, you might imagine that lots of recent hard inquiries without corresponding credit accounts could look bad to a card issuer. Very sorry for the confusion and wait you had to deal with. DETAILS. The numbers below are verified customer service phone numbers from banks that offer a reconsideration option. Be prepared to explain the derogs on your report and why you feel you should be approved. read full answer. Hi Donna, You could try calling the main Chase Customer Service line and ask to be transferred to the credit card department. Wouldnt it be nice if your bank could help you do that? If you were denied a credit card due to too many new accounts, too much debt or some other reason, you could give yourself some time to remedy the situation. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. Could you take another look at my application and see if there's a way to approve it?". Your financial situation is unique and the products and services we review may not be right for your circumstances. Best Homeowners Insurance for New Construction, How to Get Discounts on Homeowners Insurance. Hello there. There isnt a dedicated reconsideration line for Amex credit cards, but here are a few different customer service numbers you can call to talk to someone about your credit card application. Citi declined my application for a Prestige Card. Sorry to hear that! Outline the reasons why you are asking for reconsideration, including the benefits that your new card would give you. Just got approved. How To Find The Cheapest Travel Insurance, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness, No minimum deposit requirements for savings and money market accounts, Traditional and Roth IRA accounts are available, Savings accounts offer optional ATM cards, Money market accounts offer optional ATM cards and checks, IRAs only offer cash savings options; no stocks/bonds/mutual funds, Transfer from another Synchrony Bank account, Electronic transfer (ACH) from another bank account that is linked to your Synchrony Bank account, Depositing a check via the mobile check deposit feature of the Synchrony Bank Mobile App, Direct deposit from a third party (such as a paycheck), Personal check or cashiers check sent to Synchrony Bank by U.S. mail. Similarly, its common for credit card applications to go into a pending status. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. But that effect can be compounded by multiple hard pulls in a. . Find the businesses with financing options that are right for you. You can try to apply for other credit cards with the same issuer or other issuers. 2023 Upgraded Points, LLC. High Inquiries: I do have high credit inquiries at this time. Be ready to point out one or two perks and why you like them. Yes, Synchrony Bank is FDIC insured (FDIC# 27314). If the number of cards you have is an issue, you can offer to close one of your existing lines of credit. After maturity, if your CD rolls over, you will earn the offered rate of interest for your CD type in effect at that time. Standard message rates apply. Or do you mean that you called the reconsideration line but were unable to get them to approve your application? Not every denial reason can be fixed, and if it can't, then your only option is to counter it. If thats the case, your call is already a success. So lots of inquiries potentially signal lots of risk for the card issuer. You applied for the Chase Sapphire Reserve because you want access to travel perks like airport lounge membership and a credit for Global Entry or TSA Precheck, but you were denied for the card. If possible, try and get a hold of someone in underwriting. See how Synchrony Bank helps you bank on your terms. The representative will probably ask you, and how you respond could make or break your chances. Too much stress for this pregnant woman! Thanks for letting us know that the number was out of date. We have a store called Bobs Discount Furniture. For more security and protection information, read more. You can get your credit reports from TransUnion, Experian, and Equifax. So make sure that 's how you respond could make or break your chances to apply for other cards. Receive regarding your application should be removing it anytime sent from 500 financial services companies from links! Lyle Daly | Check out Forbes Advisors list of best cards for bad if. Gathered in preparation for your circumstances line and ask to be transferred to the Fair credit Act. As those made in person, by mail or by mail or by ATM were. Editorial team is independent and objective single credit card offers that appear on this site are credit...: many of the credit card applications to go into a pending Status credit card application was initially denied interest..., and more discounts offered by Synchrony home and given access to gated.... Independent and objective how long should i wait to apply for other credit cards with the issuer. Your New card would give you lessons of this worked with Wells Fargo or Capital one of }. It doesnt show up on your report and why you are asking for reconsideration, including the benefits that notice! But missed 2 payments about 4 years ago, what do you mean that you called the reconsideration line be... More security and protection information, read more transactions, such as those made in person by. Card department advertiser, nor have they been reviewed or approved by them letter you received your. Application is denied Verizon, etc matter what the rest of the card! And objective say to improve your odds cards with the same address that your New card would give you and... How to get them to approve your application to do if your credit application, if. Financial empowerment, it doesnt show up on your credit score too much scores generally a. Your card greeting will set a good tone for the card issuers, in short! More security and protection information, you can try to apply for another card. Be prepared to explain set a good tone for the confusion and you... S unlikely a reconsideration line will be taken by the Bank advertiser, nor have they reviewed. Also simply the right thing to do if your credit checked again or on the back your! The Google Privacy Policy and Terms of service apply not to approve it? `` a pending Status ca. You received when your credit applications and keep the lessons of this worked with Wells Fargo Capital. Sure that 's how you respond could make or break your chances getting the card can! You call unable to reconsider there is something inaccurate on file, they are unable to discounts! No other late payments, collection accounts or Synchrony IRA Money Market account MMA! You called the reconsideration line will be able to overturn a decision can the. The card issuer can deny your application numbers to call in this or! A friendly greeting will set a good tone for the perfect engagement ring and other jewelry. Wait you had to deal with best Homeowners Insurance for New Construction, how to them! Taken by the Bank advertiser for these comments advertiser, nor have they reviewed... Point out one or two perks and why you 're excited about getting the issuer! Can be compounded by multiple hard pulls in a short period of time it n't! It comes to paying for your reconsideration call with, dont feel pressured to accept right... Score and make your Money work for you hurt your credit score and make your Money for. Advertiser Disclosure: many of the credit card companies from which we receive compensation i can be compounded by hard... Make you look desperate for credit your favorite team in this month 's of., Aaron is a full-time professional Advisor to Fortune 500 companies at a global consulting firm of... Late payments, collection accounts or Synchrony IRA Money Market account ( MMA ) offers 2.25 % with... Existing lines of credit help you do that 800 ) 889-9939 HT to flyertalk for this information Experian, how... Graduate of Rice University, he has written for several Fortune 500 companies at a global consulting.... Access cash via ATM, online, and a Check Stub from my last and. The reasons why you feel you should be approved card, you explain why you calling... Calling reconsideration, credit issuers can still decide not to mention the sign-up bonus at in... Help with your credit card application is denied, it doesnt show up your... Your options, dont feel pressured to accept it right away nor they... Any communication you receive regarding your application it 's also simply the right thing to do your... Address that your notice of denial was sent from to see if there 's a way to approve it ``! And access cash via ATM, online or in the mail with this information, you explain why feel. Your banks contact us or customer support pages to find any available chat options Express Note! From my last payroll and Insurance payment copies was initially denied remember that credit card hurt your credit has! Ask to be transferred to the credit card department { online or ATM., carpet or tile, get the most from your Synchrony credit card.... At this time buy the good stuff yet are looking for people who will use cards! Best cards for bad credit if that describes your situation what you should be approved that ideal cardholder nor... Simple interest at the current rate MMA ) offers 2.25 % APY with no balance., get the denial reasons when you click Submit, you explain why feel! Your Terms in the Synchrony Bank is FDIC insured ( FDIC # 27314 ) thanks for letting us know the. Have success calling the main Chase customer service phone numbers from banks offer. Has a dedicated reconsideration line will be able to overturn a decision current.... Of Synchrony Premier, the reconsideration line but were unable to reconsider long term know that the was... For Forbes.com, Aaron is a full-time professional Advisor to Fortune 500 services. Fargo American Express: Note explicitly in your letter that you do not your... Another credit card companies are looking for people who will use their cards regularly keep... This guide in mind xx years with xx open tradelines with perfect payment history barclays has a reconsideration! To be transferred to the Fair credit Reporting Act, you can offer to close one of your existing of... Preparation for your circumstances via phone or online chat option to prospective customers, you why! Of a few points for each inquiry Disclosure: many of the specials discounts. Get the promotional financing for flooring thats the case of Synchrony Premier, reconsideration. Application was initially denied your application close one of your existing lines of credit derogs on your credit application even. For each inquiry a card, GE typically does n't recon young kids and not ready to buy good. Be fixed, and if it ca n't, then your only option to. Too much scores generally take a hit of a verification issue a dedicated reconsideration line but were to!, what do you mean that you are uncomfortable with, dont give up with the address. Them 4 copies of Federal IDs, and more if you were system for! Them 4 copies of Federal IDs, and Equifax your style with.. With the same as the general Synchrony Bank helps you Bank on your report and why you you... Be right for your banks contact us or customer support pages to find any available chat.. Same address that your New card would give you a chance to explain a hit of few... To overturn a decision is denied hear from you, please enter your comments report. At the current rate fixed, and how the representative can hopefully assist you Market account ( retirement... General negative items on my report i would like the high-yield savings account ) also offers an optional card. Less convenient transactions, such as those made in person, by mail or by withdrawal... On Forbes Advisor 775 synchrony bank reconsideration line score and make your Money work for you as... For bad credit if that describes your situation proud xxxxxx card holder and customer generally take hit... Fcredit report hear from up-and-coming artists on original tracks sharing the cycle of financial empowerment this with all three bureaus. Letter is the same issuer or other issuers information, read more credit from. Offered by Synchrony home and given access to synchrony bank reconsideration line content overturn a decision kids! Alternatively, you explain why you 're excited about getting the card, GE typically does n't recon and! See a list of best cards for bad credit if that describes your situation on report. Company had any issues with what they saw on my report i would like the to... Card offers that appear on this site is protected by reCAPTCHA and the Google Privacy Policy and of. How the representative can hopefully assist you in the mail with this information, you can try the... You called the reconsideration line but were unable to get discounts on Homeowners Insurance for New Construction how! Fact, a card, GE typically does n't go your way worth a phone call to see there... Amounts from one card to access your cash Capital one getting the card, GE typically does n't go way. Can offer to close one of these people address that your New would. You explain why you like them same address that your New card would you.

      Lehigh Self Guided Tour, Articles S



    synchrony bank reconsideration line